Navigating New York's No-Fault Insurance After a Car Accident: The One Way to Win

Woman in car accident

From The Desk of Mark David Shirian, Esq.

When I started Mark David Shirian P.C., I wanted to do more than just practice law—I wanted to be the kind of advocate people can rely on when life throws them a curveball. Let’s face it, car accidents are never fun. They’re stressful, chaotic, and often leave you dealing with more than just a crumpled fender. But here’s the good news: you don’t have to navigate the aftermath alone. My team and I are here to help you make sense of the chaos and fight for the compensation you deserve.

The Truth About Car Accidents and No-Fault Insurance in New York

Here in New York, we’ve got something called a no-fault insurance system. Sounds pretty straightforward, right? After a car accident, your own insurance is supposed to cover certain things like medical bills and lost wages, no matter who was at fault. In theory, this should make things easier. But as we all know, theory and reality don’t always match up.

One of the quirks of the no-fault system is that it doesn’t always cover everything—especially if you’ve been seriously injured. When your medical expenses start adding up and you’re missing work, the last thing you want is to find out that your insurance isn’t enough. That’s where we step in.

Why You Actually Need a Car Accident Attorney

Now, you might be thinking, “Do I really need a lawyer after a car accident?” And hey, I get it—hiring an attorney might seem like overkill. But trust me, when it comes to navigating the aftermath of a car accident, having the right lawyer can make a world of difference. Here’s why:

1. Making Sense of Legal Jargon:

The world of no-fault insurance and personal injury law is, frankly, a bit of a maze. It’s full of legal jargon and complex rules that can make your head spin. But you don’t have to go it alone. My team and I have been through this maze countless times, and we know how to get you where you need to go.

2. Taking on the Insurance Companies:

Here’s a little secret: insurance companies aren’t in the business of handing out big checks. Their goal is to pay you as little as possible. They might offer you a settlement that seems decent at first glance, but in reality, it might not cover all your expenses. That’s where we come in. We know how to negotiate with these companies to make sure you get what you truly deserve.

3. Going the Extra Mile for Serious Injuries:

If you’ve been seriously injured, no-fault insurance might only cover a fraction of what you need. That’s when it’s time to consider filing a personal injury lawsuit. My team and I are experienced litigators, and we’ll go the extra mile to fight for every penny you’re owed—including compensation for pain and suffering, emotional distress, and more.

4. Letting You Focus on What Matters:

Look, you’ve got enough on your plate after a car accident. The last thing you need is the added stress of dealing with legal issues. By bringing us on board, you can focus on healing and getting back to your life while we handle the legal heavy lifting.

Ready to Help You Get Back on Track

At Mark David Shirian P.C., we know that a car accident can turn your world upside down. That’s why we’re here—to help you get your life back on track. We’re not just your lawyers; we’re your partners in this journey, and we’re committed to making sure you come out on top.

If you or someone you care about has been injured in a car accident, don’t hesitate to reach out. Give us a call at (212) 931-6530 or drop us a line online for a case evaluation. Let’s work together to get you the justice and financial support you need. You’ve got enough to worry about—let us handle the rest!

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